Planning Radar

Five planning decisions that quietly matter most before and during retirement

Most people do everything right and still miss a few high-impact decisions - not because they are careless, but because no one ever pointed them out.

Takes about 60 seconds - No sales pitch - Just clarity

Before retirement, what you earn often matters most. After retirement, what you do first can matter even more.

Small sequencing decisions around taxes, distributions, and account structure can quietly compound - or quietly erode - outcomes over time.

Answer honestly. A "Yes" does not mean something is wrong. It just means it is worth a closer look.

1 of 5

Did you know your required minimum distributions can sometimes be reduced - or avoided altogether - based on earlier sequencing decisions?

2 of 5

Did you know investment strategy and tax bracket management are often coordinated together - not handled separately?

3 of 5

Did you know estate documents often need updating after retirement, even if nothing "changed"?

4 of 5

Did you know many 401(k) rollovers are mishandled tax-wise in the first 12 months - even when the rollover itself was done correctly?

5 of 5

Did you know some clients receive a more integrated planning cadence based on complexity - not just account size?

If all five were "Yes," great - you are unusually well-informed.

If one or more were "Now I know," that is completely normal. Most of these topics are not discussed until after a mistake shows up.

Either way, the next step is not an upgrade. It is context.

If any of these apply, we should talk.

Not to sell anything - just to understand where you are and which decisions actually deserve attention.

0 answered • 0 Yes • 0 Now I know